There are a lot of ways to save money online, in-store and through your phone these days. You could decide to plan, budget and spend more effectively, spend less on eating out, or invest your savings back into something that could actually turn into a little nest egg. However you decide to do it, here are the must-have money-saving apps for 2018.
Acorns allows you to passively grow your wealth for a small monthly fee, or for free if you’re a college student with a valid university address. While you won’t get rich overnight, it is a great way to slowly save money throughout the year and build capital with minimal risk and work.
How does it work? You link the debit or credit cards used to make purchases and then you spend money! Acorns will round your purchase up to the nearest dollar and invest the spare change into a diversified portfolio (every dollar that Acorns invests for you is automatically diversified over 7,000 stocks and bonds). Then, all you have to do is watch your wealth grow! You can invest and withdraw your cash whenever you want.
Most Americans have on average about 3-4 credit cards, which means that they also probably have trouble keeping track of their spending and points. Wallaby helps you with credit card spending by telling you which of your cards is the best to use for any purchase so you can maximize your savings and rewards.
Credit cards are optimized for different rewards, and figuring out which one gives you the most points on travel, gas, groceries or rebates can be a headache. Through the Wallaby app, you can keep track of your points and know exactly where and how to claim the rewards when you’re ready!
An app that allows you to earn cash for doing everyday, simple tasks? Sign us up! SwagBucks will allow you to complete surveys, watch videos, shop online or shop locally to receive gift cards that can be spent as real cash. You will be able to select the activity you want to complete based on the number of SwagBucks that it is worth and when you complete it, the points can be redeemed for cash via PayPal or through gift cards to major retailers like Target, Amazon and iTunes.
Price Drop Apps
Few things will help you save more while shopping online and in-store than a good price drop app that will alert you to a lower price so you can claim a price adjustment refund. Whether you want to use an app like CamelCamelCamel that will track the prices of items sold on Amazon to alert you to the best price, or a browser extension like Honey that will automatically look for and apply coupon codes at checkout, you can save lots of cash each year simply by installing one on your phone or computer.
While this qualifies as a price drop app, it definitely deserves its own paragraph, as it’s the number one best app for saving money in 2018. Sign up for moolah to let us keep track of all of your online purchases and automatically match your receipts to see if an item is on sale or being sold for cheaper. When the price of an item drops we process your refund and send you the moolah! Sign up today!